The promotion of financial reform is one of the crucial work for China's thirteen five-year plan and how should the financial reform go about has generated concerns and thoughts from various parties. ANBOUND’s chief researcher, Chen Gong is of the view that from the perspective of "big finance’, China’s reform should resist from excessive novelty and the urge for fast progression and these are of particular importance in light of the capital surplus situation. The unchangeable truth of financial industry is to satisfy the societal need and adapt to societal development.